If you’re injured on the job, in many instances, you are not able to sue your employer for a personal injury. However, there are some instances when you can seek compensation through the worker’s compensation system and through a personal injury lawsuit.
For instance, if your employed as a delivery driver and get hit by a third party while working, you may be able to file for worker’s compensation and initiate a third party lawsuit against the defendant driver.
If you are collecting workers’ compensation while involved in a personal injury lawsuit, the workers’ compensation insurance company might be able to put a lien on your case. This means that the insurance carrier that paid your workers’ compensation benefits wants to be reimbursed for what they have paid for your claim if you can win or settle your personal injury suit.
The process where an insurer can claim the right to be reimbursed from a third party who bears the responsibility for a loss is called subrogation.
If you’ve been injured through the negligent acts of another, call our office today for a free consultation.